Terms of use
Last updated 29 Oct 2026.
Using this website
By using growth-circle.in you accept these terms. If you do not agree with them, please do not use the website. These terms cover the website only. They are not an engagement letter, and services we provide to clients are governed by a separate written agreement.
General information, not advice
Everything on this website is general information. It does not take your specific facts into account and is not legal, tax or financial advice. Reading the website or contacting us does not create a client relationship. A client relationship begins only when we agree the scope and fee in writing.
Calculators and tools
Our calculators give estimates based on the rules shown on each page, as of the date shown. Rules change, and real cases involve facts a calculator cannot capture. Do not rely on an estimate for a filing, payment or decision without checking the current law or taking advice.
No guarantees
We do not guarantee any tax saving, refund, approval, funding or outcome. Case notes describe the result of one matter on its own facts and do not predict the result of any other matter.
Your information
Please do not send PAN, Aadhaar, bank passwords, portal credentials or OTPs through the website forms or in a first message. See our privacy note for how we handle the information you do send.
Intellectual property
The content, design and tools on this website belong to Growth Circle unless stated otherwise. You may read and share links to it. Please do not copy or republish substantial parts without our written permission.
Links to other websites
We link to official portals and other sites for your convenience. We do not control them and are not responsible for their content.
Limitation of liability
To the extent permitted by law, Growth Circle is not liable for any loss arising from your use of, or reliance on, this website. Nothing in these terms limits liability that cannot be limited by law.
Changes and governing law
We may update these terms and the date below will change when we do. These terms are governed by the laws of India, and the courts at Chennai have jurisdiction over disputes arising from the use of this website.
Contact
Questions about these terms can be sent through our contact page.