Growth CircleHRA exemption calculator
Find how much of your house rent allowance may be exempt. HRA exemption is available under the old tax regime.
Your estimate
Estimates only, based on the rules shown here as of 28 September 2026 for tax year 2026-27 (assessment year 2027-28). Rules change, so please verify current requirements or ask a professional before acting.
The rule
The exempt HRA is the lowest of three amounts: the HRA you actually received, the rent you paid minus 10% of basic salary plus DA, and 50% (metro) or 40% (other cities) of basic salary plus DA. The rest of the HRA is taxable.
Things to keep ready
- Rent receipts or a rent agreement
- Landlord's PAN if annual rent is high
- Proof of payment through the bank
Questions
Can I claim HRA under the new regime?
HRA exemption is generally not available under the new regime. Use the income tax calculator to compare both regimes.
Which cities count as metro?
The list is set by the tax rules and can change. Confirm the current list before relying on the 50% figure.
Want this checked properly?
A calculator gives an estimate. We can review your actual documents and give you a computation you can rely on.